Well, in 1974 people with ESRS were granted Medicare benefits no matter what age or if they ever worked or contributed. Then they put on the Medicare tab kidney transplants (not heart or liver) NOW people want Transplants for life to be included. Better watch what you wish for.
I just got my letter for 3 years after transplant. They notified me that my benefits were cut off because of that. But, I still get them because I'm still listed as disabled, thanks to the massive complications I had. So yes, if you don't qualify as disabled, you lose them after 3 years. From what I've heard from friends with other types of transplants, that's true for them as well.Medicare cuts had to be made - it was off balance, since many people don't pay in as much as they eventually take out. When the program started, it was meant to protect the elderly who were no longer able to work, and they started that at 65. At the time, that wasn't so much "retirement age" - it was 2 years after the average life expectancy ended. Most people didn't collect a dime because they died long before they had the chance to start. Medical advances have drastically improved life expectancy, and now people are much more likely to collect - and do so for much longer. My Gram collected benefits for 28 years before she passed at 93. That kind of life span isn't an anomaly any more - it's pretty common. Add in the fact that the boomers did not have kids in large numbers who would pay in as they aged, and the whole system is upside down. What I think is most distressing is that if they had started making gradual changes over a decade ago, when they knew that we were going to run short in the future, we wouldn't be having this problem. I read one report that talked about how much financial difference raising the retirement age makes - and how it would have be even more effective the sooner it was done. It's the math - bump it up to 66 or 67 twenty years ago, and the savings would have snowballed enough to keep us out of trouble now. In other words, the longer we wait to make the fixes, the harsher they are going to have to be.
Karen, Medicare is different than Disability and I know you know that. I believe Medicare only pays for ESRD issues and kidney transplants. Now, Medicaid, which is state run may pay for liver, heart, lung if the person qualifies. Each state has different criteria. Please send me a link that says Medicare pays for organ transplants or anti rejection drugs other than kidney if you are under 65.Thanks!
Please send me a link that says Medicare pays for organ transplants or anti rejection drugs other than kidney if you are under 65.Thanks!
Why have this discussion a week after the election? Obamacare steals more and more from Medicare. More cuts are coming soon such as punishing hospitals for readmissions within 30 days. Under this plan .... etc
QuoteWhy have this discussion a week after the election? Obamacare steals more and more from Medicare. More cuts are coming soon such as punishing hospitals for readmissions within 30 days. Under this plan .... etcVery possible, but medical misstakes, and readmissions within 30 are at a high. One of the many reasons could very well be the fact, that 'hospitals' get paid for making misstakes. And it might contribute to keeping patients in their care before they are released without being actually checked?take care Cas
Quote from: Rerun on November 12, 2012, 11:49:25 AMPlease send me a link that says Medicare pays for organ transplants or anti rejection drugs other than kidney if you are under 65.Thanks!http://www.medicare.gov/coverage/transplants-adults.html
Karen, I understand what you are saying. You have a kidney transplant that was injured by a procedure that was supposed to help you... not harm you. You work full-time and have no help. Why do some people have Social Security Disability? Well, I have it because when I had my transplant I could travel and when I went back on dialysis I couldn't really drop everything and go 5 counties down for a week. I suppose if I were rich and famous they would have helped me but I'm not and dialysis centers need 3 to 4 weeks advance notice for visitors. I just couldn't do my job anymore and USDA deserved a better employee. You may want to look at disability one day. But, as long as you can work and your employer is good to you then stay working
Quote from: cassandra on November 12, 2012, 01:49:25 PMQuoteWhy have this discussion a week after the election? Obamacare steals more and more from Medicare. More cuts are coming soon such as punishing hospitals for readmissions within 30 days. Under this plan .... etcVery possible, but medical misstakes, and readmissions within 30 are at a high. One of the many reasons could very well be the fact, that 'hospitals' get paid for making misstakes. And it might contribute to keeping patients in their care before they are released without being actually checked?take care CasNot really the issue at all. Prevention of readmissions in many patients is pretty much impossible. The hospital can do everything correctly, correct follow up but if the patient can't afford his meds, doesn't take his meds or is noncompliant with treatment regimens, they will end up back in the hospital.For instance, congestive heart failure patients are perhaps the highest at risk of readmission within 30 days. Kaiser where I worked had a very aggressive program following all patients with case managers and cardiologists. In addition, they could obtain intravenous lasix in the infusion clinic if they got out of control. Even with the coordinated program with the hospital, clinic, case manager and cardiologist, it was impossible to eliminate all readmissions within 30 days. Kaiser did dramatically lower that rate, but that rate was not zero. Even in such an atmosphere, the new Medicare rules would penalize Kaiser's aggressive CHF management program. That is absurd.
Quote from: Rerun on November 12, 2012, 05:16:34 PMKaren, I understand what you are saying. You have a kidney transplant that was injured by a procedure that was supposed to help you... not harm you. You work full-time and have no help. Why do some people have Social Security Disability? Well, I have it because when I had my transplant I could travel and when I went back on dialysis I couldn't really drop everything and go 5 counties down for a week. I suppose if I were rich and famous they would have helped me but I'm not and dialysis centers need 3 to 4 weeks advance notice for visitors. I just couldn't do my job anymore and USDA deserved a better employee. You may want to look at disability one day. But, as long as you can work and your employer is good to you then stay working Oh no worries there, I like my job and want to keep it for as long as possible! But, on this website Transplant Friends, there's all these people who are on disability, which is fine, but why are people who are years post-kidney tx who exercise (lift weights, etc) on disability? That I don't get. There's this one guy who does the chat room all the time, and he cooks and does all sorts of things, but he says he can't work, so is on disability. I don't get it. Here I've been through what I've been through, and I still work, and won't let it get me down. I also remember talking to an older man on that site who had a single lung transplant. He told me "you can go on disability, you know". I replied that I didn't want to do that, short-term while I was recovering was fine for me. It's just weird that all these successful transplant recipients are on disability, even when they are able-bodied.KarenInWA
Quote from: KarenInWA on November 12, 2012, 06:50:05 PMQuote from: Rerun on November 12, 2012, 05:16:34 PMKaren, I understand what you are saying. You have a kidney transplant that was injured by a procedure that was supposed to help you... not harm you. You work full-time and have no help. Why do some people have Social Security Disability? Well, I have it because when I had my transplant I could travel and when I went back on dialysis I couldn't really drop everything and go 5 counties down for a week. I suppose if I were rich and famous they would have helped me but I'm not and dialysis centers need 3 to 4 weeks advance notice for visitors. I just couldn't do my job anymore and USDA deserved a better employee. You may want to look at disability one day. But, as long as you can work and your employer is good to you then stay working Oh no worries there, I like my job and want to keep it for as long as possible! But, on this website Transplant Friends, there's all these people who are on disability, which is fine, but why are people who are years post-kidney tx who exercise (lift weights, etc) on disability? That I don't get. There's this one guy who does the chat room all the time, and he cooks and does all sorts of things, but he says he can't work, so is on disability. I don't get it. Here I've been through what I've been through, and I still work, and won't let it get me down. I also remember talking to an older man on that site who had a single lung transplant. He told me "you can go on disability, you know". I replied that I didn't want to do that, short-term while I was recovering was fine for me. It's just weird that all these successful transplant recipients are on disability, even when they are able-bodied.KarenInWAThere are those of us who consider disability payments and state assistance like food stamps a helping hand until we can get back to work (or a saving grace if we never really can) - and there are plenty who see it as a way to keep from having to work. I used to have a neighbor who was on SS disability as well as getting payments from his former auto-worker job because of a "debilitating back injury that kept him from working anymore." I always wondered about that as he was chopping, splitting, and stacking his yearly supply of firewood to heat his house...Personally, I want off. I'm signing up for Ticket to Work to make sure I have insurance coverage just in case something happens right away or I can't physically cope with 40 hours a week of work, but I'm looking for full-time work. At least if I can't - I'll have tried my best! Enough of this paycheck to paycheck crap - I want a savings account again, and a regular schedule, and something productive that keeps my mind from stagnating, as well as real money, not piddly, just-getting-by checks from SSD.
Quote from: Hemodoc on November 12, 2012, 03:18:31 PMQuote from: cassandra on November 12, 2012, 01:49:25 PMQuoteWhy have this discussion a week after the election? Obamacare steals more and more from Medicare. More cuts are coming soon such as punishing hospitals for readmissions within 30 days. Under this plan .... etcVery possible, but medical misstakes, and readmissions within 30 are at a high. One of the many reasons could very well be the fact, that 'hospitals' get paid for making misstakes. And it might contribute to keeping patients in their care before they are released without being actually checked?take care CasNot really the issue at all. Prevention of readmissions in many patients is pretty much impossible. The hospital can do everything correctly, correct follow up but if the patient can't afford his meds, doesn't take his meds or is noncompliant with treatment regimens, they will end up back in the hospital.For instance, congestive heart failure patients are perhaps the highest at risk of readmission within 30 days. Kaiser where I worked had a very aggressive program following all patients with case managers and cardiologists. In addition, they could obtain intravenous lasix in the infusion clinic if they got out of control. Even with the coordinated program with the hospital, clinic, case manager and cardiologist, it was impossible to eliminate all readmissions within 30 days. Kaiser did dramatically lower that rate, but that rate was not zero. Even in such an atmosphere, the new Medicare rules would penalize Kaiser's aggressive CHF management program. That is absurd.Yes indeed, Peter, why continue to try to scare people with misinformation when there isn't an upside for you (your candidate doing well)? It is hard for me to see a reasonable motivation.The readmission penalty has less of a bite the ESRD's QIP:"The largest changes affect Florala Memorial Hospital in Florala, Ala., which will see its penalty increase from 0.62 percent to 0.73 percent of its reimbursements, and Western Pennsylvania Hospital in Pittsburgh, which will see its penalty drop from 0.51 percent to 0.4 percent."But back to the $700 billion in Medicare savings captured by Obama care. Those cuts have take effect - Medicare Advantage enrollment is up, the reason being the savings were achieved by slowing the growth in payments not by anything you or I would see as a cut. In addition the Affordable Care Act used these savings in part to close the Part D donut hole and extend the solvency of the trust fund by 8 years, from 2016 to 2024.As far as the 30% of doctors who report wishing to limit their practice to private pay patients (in Florida no less) that is their choice - don't let the door hit you on the way out.EDITED TO ADD:And really? Patient noncompliance is why there are avoidable readmissions?
Quote from: Bill Peckham on November 12, 2012, 07:12:37 PMQuote from: Hemodoc on November 12, 2012, 03:18:31 PMQuote from: cassandra on November 12, 2012, 01:49:25 PMQuoteWhy have this discussion a week after the election? Obamacare steals more and more from Medicare. More cuts are coming soon such as punishing hospitals for readmissions within 30 days. Under this plan .... etcVery possible, but medical misstakes, and readmissions within 30 are at a high. One of the many reasons could very well be the fact, that 'hospitals' get paid for making misstakes. And it might contribute to keeping patients in their care before they are released without being actually checked?take care CasNot really the issue at all. Prevention of readmissions in many patients is pretty much impossible. The hospital can do everything correctly, correct follow up but if the patient can't afford his meds, doesn't take his meds or is noncompliant with treatment regimens, they will end up back in the hospital.For instance, congestive heart failure patients are perhaps the highest at risk of readmission within 30 days. Kaiser where I worked had a very aggressive program following all patients with case managers and cardiologists. In addition, they could obtain intravenous lasix in the infusion clinic if they got out of control. Even with the coordinated program with the hospital, clinic, case manager and cardiologist, it was impossible to eliminate all readmissions within 30 days. Kaiser did dramatically lower that rate, but that rate was not zero. Even in such an atmosphere, the new Medicare rules would penalize Kaiser's aggressive CHF management program. That is absurd.Yes indeed, Peter, why continue to try to scare people with misinformation when there isn't an upside for you (your candidate doing well)? It is hard for me to see a reasonable motivation.The readmission penalty has less of a bite the ESRD's QIP:"The largest changes affect Florala Memorial Hospital in Florala, Ala., which will see its penalty increase from 0.62 percent to 0.73 percent of its reimbursements, and Western Pennsylvania Hospital in Pittsburgh, which will see its penalty drop from 0.51 percent to 0.4 percent."But back to the $700 billion in Medicare savings captured by Obama care. Those cuts have take effect - Medicare Advantage enrollment is up, the reason being the savings were achieved by slowing the growth in payments not by anything you or I would see as a cut. In addition the Affordable Care Act used these savings in part to close the Part D donut hole and extend the solvency of the trust fund by 8 years, from 2016 to 2024.As far as the 30% of doctors who report wishing to limit their practice to private pay patients (in Florida no less) that is their choice - don't let the door hit you on the way out.EDITED TO ADD:And really? Patient noncompliance is why there are avoidable readmissions?Patient noncompliance in the CHF population is absolutely a big part of the picture just as it is in phosphorus control in the ESRD population on dialysis. Fortunately, Kaiser's program was able to reduce that dramatically as well. However, even Kaiser's well functioning plan for CHF management could not exceed Obama's requirements and they likely will be penalized as well. That is absurd to place a program in the negative for actually doing a wonderful job of keeping people out of the hospital in the first place. This is most especially true as the patient approaches end stage heart function that often proceeds into renal failure as well from the aggressive diuresis. The patients in between renal failure and congestive heart failure are VERY difficult to manage. The nephrologist wants the patient as "wet" as possible to perfuse the kidneys and the cardiologist wants the patient as dry as possible to keep the lungs clean. It is a dramatic battle waged with no good answer at that stage. Patients in this situation get into deep trouble just for eating one pickle which many times they just can't avoid the temptation. So, no ones fault, no errors, no medical mistakes, just a sick patient facing poor choices. That unfortunately is a patient who does not have a preventable readmission pathway. From the time that they enter that situation until they are controlled with often 4 days a week dialysis, they will do terrible with multiple ER visits and hospitalizations. This is even more pronounced now that nephrologists wish to avoid early dialysis initiation.Secondly, I guess you are not including the slush fund Obama used to prop up Medicare Advantage until after the election. Let's see what the numbers are a year from now on Medicare Advantage.http://www.nypost.com/p/news/opinion/opedcolumnists/an_billion_trick_ImTBFfz7MeuZLJY7JzXEIJ