Social Security Disability Catch 22

[rsudock]

There is a 5 month waiting period for social security disability....Lmunchkin like your hubby I quit my job in January, filed and was approved but had to wait 5 months. I just received my first check this August. Just reading what others have wrote I believe many times the back pay comes into play for supplemental social security income (SSI)....

There is a way to work and still get your disability check and that is the ticket to work program.

xo,
R

[lmunchkin]

Rachael, I been busy past couple days but want to let all know that hubby finallly got check Wed. Seemed like forever!  But so glad to have the help! I know he won't get retro, but I still think that it is not right.  Hubby and you, Im sure, worked hard and payed in to the system and should be compensated! But at least we've got it now!!!!!

You may be right on about Supplemental Security Inc.  We will be thankful for whatever we get!  Such a load off our shoulders, you know! It was getting pretty intense!

lmunchkin   

[tbarrett2533]

I am in the process of doing this right now



here is what will happen

you stop working, you collect short term disability through your employer
you apply for SSD...... in  the meantime if your income is below $680 a month from your short term disability you will get SSI (a seperate application)
then you go apply for food stamps (that takes care of the food thing  )
while you are applying for food stamps get a hold of your local DHHS and see what programs they have to help you...... my local DHHS pays for my Private health insurance premiem which is $456 a month, they also pay my medicare premium and I have medicaid too, but I had to call my senetor in my area to get the help that I needed b/c DHHS was giving me a hard time about getting help!!!!
good luck
 

[rsudock]

I am in the process of doing this right now



here is what will happen

you stop working, you collect short term disability through your employer
you apply for SSD...... in  the meantime if your income is below $680 a month from your short term disability you will get SSI (a seperate application)
then you go apply for food stamps (that takes care of the food thing  )
while you are applying for food stamps get a hold of your local DHHS and see what programs they have to help you...... my local DHHS pays for my Private health insurance premiem which is $456 a month, they also pay my medicare premium and I have medicaid too, but I had to call my senetor in my area to get the help that I needed b/c DHHS was giving me a hard time about getting help!!!!
good luck
 

Just FYI to other folks...other things to consider

I couldn't collect short term disability from an employer b/c I hadn't worked for 5 years. It depends if your company even offers disability too. Teachers have to pay into STRS (ohio) for 5 years before they can apply to disability...

My income at the time was below $680 that but I couldn't get SSI because I had over $6000 in my retirement account. If I wanted SSI I would have to spend/get rid of the money...well knowing I may have a living donor (and return to work) I didn't want my account to start back at zero.

Make sure you look at all the criteria for SSI.

What is DHHS TBarrett?

xo,
R

[Chris]

DHHS = Dept of Human Services here in Illinois, not sure what the extra H is for, Human?
Basically the Medicaid office here, but there are other offices that use the acronym such as the Dept. of Rehab, Blind Services Bureau

[tbarrett2533]

I am in the process of doing this right now



here is what will happen

you stop working, you collect short term disability through your employer
you apply for SSD...... in  the meantime if your income is below $680 a month from your short term disability you will get SSI (a separate application)
then you go apply for food stamps (that takes care of the food thing  )
while you are applying for food stamps get a hold of your local DHHS and see what programs they have to help you...... my local DHHS pays for my Private health insurance premium which is $456 a month, they also pay my medicare premium and I have medicaid too, but I had to call my senator in my area to get the help that I needed b/c DHHS was giving me a hard time about getting help!!!!
good luck
 

Just FYI to other folks...other things to consider

I couldn't collect short term disability from an employer b/c I hadn't worked for 5 years. It depends if your company even offers disability too. Teachers have to pay into STRS (ohio) for 5 years before they can apply to disability...

My income at the time was below $680 that but I couldn't get SSI because I had over $6000 in my retirement account. If I wanted SSI I would have to spend/get rid of the money...well knowing I may have a living donor (and return to work) I didn't want my account to start back at zero.

Make sure you look at all the criteria for SSI.

What is DHHS TBarrett?

xo,
R

DHHS= Department of Health and Human Services

and you are right, this all depends on your employer and what state you live in too
research, research, research!!!!!! 

[Chris]

DHHS = Dept of Human Services here in Illinois, not sure what the extra H is for, Human?
Basically the Medicaid office here, but there are other offices that use the acronym such as the Dept. of Rehab, Blind Services Bureau

Whoops, meant to say Health, not Human twice. Guess I was right though, do I win a prize on the Human part?