Working and Gov Insurance

[pagandialysis]

I can't find a simple answer so I thought I would ask someone here.

If I go back to work I am sure I will lose my SSI but how would that affect my Medicaid and Medicare? And no I can not ask my social worker.

[KarenInWA]

I work FT and have insurance through my employer, and I have Medicare. So I know that won't go anywhere. Don't know about the other 2. I know for SSI or SSDI, you are limited to the amount of money you can make in a month. If you do a search on here for SSI, SSDI, or Social Security, you should find a few threads about it.

KarenInWA

[pagandialysis]

I'm not worried about the money. I HAVE to have both Medicaid and Medicare for my transplant. If I lose either of them I am just dead... literally.

[KarenInWA]

Medicaid depends on the state that you live in. Some make you live at such a level of poverty to have it, others let working people buy in to it.

rsudock started a thread about the Medicaid buy-in.  http://ihatedialysis.com/forum/index.php?topic=24031.0

I hope this helps!

KarenInWA

[tbarrett2533]

if you get SSD then you can work and earn under $1000 a month SSI you can earn $67 a month and not loose your SSI, as far as medicaid I know that you have certain income limitations unless you are in a special program (which I am in) medicaid spend down program for the working disabled, I can earn 75K a year and still keep my medicaid and they (DSS) even pay my $500 a month deductable and my Medicare bill as well

so I have medicaid, medicare and blue/cross blue shield which I pay no out of pocket expense for

[sullidog]

You shouldn't lose medicare since you are a dialysis patient.

[Annig83]

Pagan- I am on Medicare and Medicaid as well.  I live in Indiana, and when I was pre-D, since I had a preexisting condition I was eligible for Medicaid.  When I started working, I had my employers' insurance as my primary, and Medicaid as my secondary insurance.  I had to pay a copay for me to keep my Medicaid as secondary.  I believe that you can opt to not have your employers insurance, and keep both Medicare and Medicaid.  You may have to pay a premium (if you don't already), but you shouldn't lose either since you are a dialysis patient.  Hope that helps a bit?

[Grumpy-1]

Working FT, I have insurance through work and after 3 months on D, I qualified for Medicare.  So between my health insurance and Medicare, I only have a small co-pay at times.