Private disability and SSD. Question about dependents

[Beth35]

So I was finally approved for SSD.  Now they just need to verify my kids so my kids will also recieve benefits.  Now here is the million dollar question that I'm hoping someone can help me with.  My private insurance will subtract whatever I'm getting from SSD which means nothing changes for me.  I will still get the same stinking amount I have been getting.  BUT, will the private insurance also subtract what I get for my children?  I mean, shouldn't that money be for them and what they need?

I was just really hoping I would get at least a LITTLE extra money out of this.  Things are very tight.  I asked the girl from the private insurance company and she didn't know.  Of course the girl who DOES know is not in today.  Grrr.

Has anyone run into this issue?  I'm in NJ.  Not sure if that matters.

[cariad]

You're right, that money is for your kids. It will arrive addressed to them (if you have direct deposit, it will arrive in separate payments, one for you, one for each of your children). This should not be taken into account by your private insurance, but who knows with those corporations. You will be the trustee of their money, and you may have to document once in a while what you are spending that money on for them. Nothing fancy, just say a broad category like food or childcare. You will easily spend the entire sum on your children each month, and probably much, much more. You do not have to pay tax on this either because it is not your income. I'm glad you were hoping for "at least a LITTLE extra money" because it will be. The little that is.

Oops! Edited because I read the title and it answered my question.

[Beth35]

I'm so hoping you are right.  I have a friend in PA who gets a certain amount for herself and then a seperate amount for her son.  Her son gets three hundred dollars.  So if I have two kids, that would be six hundred dollars possibly, which would be great.  But again, I don't want to get too excited.