Although this is an old article, taken from another posting, it explains the situation that many ESRD and
chronically ill Floridians are facing. I too am caught up in this quagmire.
For years, even before my ESRD, I have advocated for health care issues,
the homeless, working poor and various political issues.
I have now taken my advocacy for myself and thousands of Floridians
with ESRD who are in similar situations as described in the article below
to various agencies, state and federal legislators with no immediate remedy in sight.
It is a slow arduous process that I'd hoped could be resolved rather quickly.
Eventually there may be an opportunity to further educate these people with whom I've contacted of your concerns.
Your input is requested and appreciated.
If you are in Florida, any concerns about your care, Funding, Doctors, Facilities, ect would be greatly appreciated
to help better understand the needs in Florida.
Best Wishes
...bd
Medicare Part D major disaster for chronically ill
Once able to get help with medical bills, residents now caught in gray area as their health declines
By Liz Freeman
Tuesday, November 28, 2006
They are at wit's end when medical bills arrive in the mail that Medicaid used to pay.
There is no way many of the 38,000 chronically ill Florida residents who once were part of the state's Medically Needy program can pay the bills for their visits to specialists, for laboratory tests or dialysis, given that they struggle to live on disability income of about $800 a month.
With the launch of the Medicare Part D drug program this past Jan. 1 by the federal government, many of the Medically Needy no longer qualified for the state program. That meant the state's Medicaid program quit picking up the tab for their medical expenses.
"We figured a lot of people were going to take a hit but we didn't realize how many," said Karen Paladino, a social worker at dialysis centers in Bonita Springs and Naples owned by Fresenius Medical Care.
When Medicare Part D moves into its second year this coming January, more chronically ill patients now covered by the Medically Needy program will be in the same bind when they are required to have Part D drug plans.
A petition is circulating around the state for patients, their families and any concerned citizens to sign that asks the Florida Legislature to address the life-and-death quagmire that many of the Medically Needy are facing when they lose Medicaid assistance.
"We can't get sick people to Tallahassee but now they can get there on paper (the petition)," said Mary Ellen Ross, executive director of the Florida Transplant Survivors Coalition in Delray Beach. "What we would like to do is open a dialogue with the Florida Legislature and look at Part D and income levels."
At issue is the structure of the Medically Needy program, started in 1986 to provide temporary Medicaid coverage for residents who face a catastrophic medical condition but whose incomes are too high, often by a meager amount, to qualify for traditional Medicaid.
They must qualify every month for Medically Needy coverage by meeting their "share of cost," when their total medical expenses for the month would add up to 75 percent of their monthly income. At that point, Medicaid kicks in for the rest of the month.
Traditionally, the patients would reach their share of cost when they totaled up their monthly drug expenses. They or their social workers would submit their total drug bill for the month to the state. Medicaid then would cover the drug bills and all other medical expenses for the month.
That all changed when Medicare Part D came into being this past Jan. 1. Many of the Medically Needy are "dual eligibles" with Medicare. They were automatically enrolled in Part D plans and that meant they could no longer count their drug expenses toward their share of cost each month.
So they no longer qualified for the Medically Needy program and immediately were left with bills for doctor visits, lab tests or dialysis. Some have reacted by not going to doctors' appointments or for laboratory tests and their health is declining. Others are tapping the compassion of their physicians for free care or for payment plans, Ross said.
"Our illnesses are not getting better," Ross said. "We are not here for a free ride but honestly when you are given a certain amount of money to live on and can't get care, we will be forced into hospitals. Share of cost is a very large issue."
Paladino, with the local dialysis centers, said her Medically Needy patients were facing enough stress in their daily lives because of their illnesses, so the impact of Part D has been tremendous.
"People who were (medically) stable are not stable anymore," she said.
Physicians are helping out by billing them but not actively pursuing payment, she said. Her dialysis centers are not turning the patients away even though the centers know Medicaid isn't picking up the bills anymore, Paladino said.
Lifelink Foundation in Tampa, an organ procurement and transplant program, saw numerous transplant recipients lose their Medically Needy coverage.
"It was unbelievable. The outcry was enormous and justifiably," said Rebecca Arsenault, Lifelink spokeswoman.
Statistics for how many Southwest Florida residents lost their Medically Needy coverage this past January weren't readily available from the state Department of Children and Families. Last November, 776 individuals from Lee County and 338 people from Collier County were in the program.
The petition asks state lawmakers to revise the Medically Needy share of cost by using a sliding scale formula according to federal poverty guidelines. That would help
The petitioners will collect signatures through the end of December. Supporters can sign it at dialysis centers, transplant hospitals or online at
www.floridachain.org.
"The more we get the word out, the better we are going to be," said Bette Luksha, another member of the survivor transplant coalition.
At the same time, Luksha realizes that homeowners' insurance reform and immigration are priority issues next spring for the state Legislature.
"I believe we will be coming in with open minds and other options to the sliding scale (proposal)," Ross said. "I would like to see some hearings, to tell people exactly who we are and how by the third week of the month don't have any money to live on."
Lifelink representatives are backing the petition and have met with elected officials from the Tampa region to inform them of what is happening, said Arsenault, of Lifelink.
"It's heartbreaking," she said. "It flies in the face of everything we try to accomplish here."
•••
A grassroots petition in Florida asking the Legislature to restructure the state's Medically Needy program can be seen and signed at
www.floridachain.org.
http://www.naplesnews.com/news/2006/nov/28/petition_asks_legislature_look_medically_needy/