How long did it take to be approved for SSD disability?

[SunshineOfHope2]

How long does it take to be approved for SSD disability? I don't mean (when you might receive disability) but rather, a letter of acceptance?

Of those here who have applied and were accepted, how many months did it take for you to receive your letter?

Thanks. 

[Rerun]

First you have to quit your job.  Then, it is a six month wait.  I guess they want to see if you will die first.  If you are on dialysis it should be approved after the six month waiting period AND you should get retroactive pay back six months to when you apply.  My disability was 40% of what I was making.  But, I worked for the FEDS so I am not sure about regular jobs. 

That is how I remember it.      And that was 10 years ago.  If you have a worthless Social Worker they may have some answers for you.

[Michael Murphy]

Several years ago I decided to apply for disability,  the people I talked to in the clinic I went to universally agreed that they were turned down and had to get a lawyer to appeal the decision.  Rather then waste the time scheduling a appointment to go to the Social Security office I decided to apply online.  Had my doctor fill in paper work and completed the application online.  Suprise I was notified I was accepted in several weeks. Then the question was why was I accepted and everyone else rejected.  The big difference I applied on line.  The best we could figure is most people minimize the impact dialysis has on our lives and when question by the SSA stafff they said it’s not bad so if it’s not bad why are you disabled.   Since then most people from my clinic apply online and no one has been turned down.

[Rerun]

I happened to go to the dentist that morning.  Not realizing he would have to numb me up.  Then I went to SSA to have my meeting.  So I was slobbering and said "Ib herb tb thine ub forb Disabbbillitybbb. 

That seemed to help!     

[SunshineOfHope2]

First you have to quit your job.  Then, it is a six month wait.  I guess they want to see if you will die first.  If you are on dialysis it should be approved after the six month waiting period AND you should get retroactive pay back six months to when you apply.  My disability was 40% of what I was making.  But, I worked for the FEDS so I am not sure about regular jobs. 

That is how I remember it.      And that was 10 years ago.  If you have a worthless Social Worker they may have some answers for you.

Thanks. My understanding is that the waiting period is 5 months and you do not get back pay for those 5 months. The SSA agent told me that. Just wondered how many months it took for yah or nah? 

[SunshineOfHope2]

I happened to go to the dentist that morning.  Not realizing he would have to numb me up.  Then I went to SSA to have my meeting.  So I was slobbering and said "Ib herb tb thine ub forb Disabbbillitybbb. 

That seemed to help!   

Do you guys have a "like" button? This is hysterical! 

[Michael Murphy]

The 6 months without pay depend on your benefit package where you work, when I went out on Disability I was employed by a major computer manufacturer and had short and long term disability coverage.  Since I had taken the default coverage the insurance paid 60% of my monthly salary for the first 6 months and then the difference between 60% and my SSD payout until this month.  So if you have disability insurance that 6 month window is covered,

[iolaire]

Recently this discussion was held on the IHatrDailysis Facebook group and lots of people there were saying it takes years and required appeals.

Then the conversation devolved into how can you live on a $800-$1000 per month disability benefit. So make sure you figure out what your benefit would be on disability.

[Alexysis]

If you need to find out what your SSDI payment will be, it's simply the same as you would get if you retire and take SS at age 62.

[Michael Murphy]

Actually I retired on disability at 61 my disability was calculated on the amount I would receive at 66 since that was  when I was eligible for full SSA.  When I reached that age I was moved from disability to regular SS.  If you are young with out a work history you wot get  much.  However if you then get a attorney it is possible to get it calculated on parents income.  This is because the disability occurred before you had a chance to develope a work history.

[SunshineOfHope2]

Actually I retired on disability at 61 my disability was calculated on the amount I would receive at 66 since that was  when I was eligible for full SSA.  When I reached that age I was moved from disability to regular SS.  If you are young with out a work history you wot get  much.  However if you then get a attorney it is possible to get it calculated on parents income.  This is because the disability occurred before you had a chance to develope a work history.

Thank you! I have been depressed for the last few days. I wanted to wait until I was less sad. I have much to be grateful for but still personal issues can make me feel down at times. 

[SunshineOfHope2]

If you need to find out what your SSDI payment will be, it's simply the same as you would get if you retire and take SS at age 62.

Thank you. I have heard that as well. 

[SunshineOfHope2]

Recently this discussion was held on the IHatrDailysis Facebook group and lots of people there were saying it takes years and required appeals.

Then the conversation devolved into how can you live on a $800-$1000 per month disability benefit. So make sure you figure out what your benefit would be on disability.

Do you mean people on dialysis or those who are going to be on dialysis? (those that had to fight it) Thanks.

[SunshineOfHope2]

The 6 months without pay depend on your benefit package where you work, when I went out on Disability I was employed by a major computer manufacturer and had short and long term disability coverage.  Since I had taken the default coverage the insurance paid 60% of my monthly salary for the first 6 months and then the difference between 60% and my SSD payout until this month.  So if you have disability insurance that 6 month window is covered,

Sorry for the delay in responding. I was feeling down for a couple of days. I do not have disability insurance. (I used to at my other job).

[iolaire]

Recently this discussion was held on the IHatrDailysis Facebook group and lots of people there were saying it takes years and required appeals.

Then the conversation devolved into how can you live on a $800-$1000 per month disability benefit. So make sure you figure out what your benefit would be on disability.

Do you mean people on dialysis or those who are going to be on dialysis? (those that had to fight it) Thanks.

I believe people who are on dialysis even have problems. It might depend on the area or office that the claim was filed at. If you use Facebook I’d recommend joining the group and seeing if you can find the discussion.

This is the tread I read. Deep in the comments some people state they were not approved and had to appeal.  It’s hard to see if their only reason for social security payments are dialysis
https://m.facebook.com/groups/46205402133?view=permalink&id=10155762316517134&anchor_composer=false&ref=content_filter

[Michael Murphy]

If you can still work get a disability insurance if your employer has it, if not get private disability insurance ( make sure private company accepts  SSA disability for dialysis), wait the period of time required to be eligible and you are covered for the first 6 months.  The other thing I firmly suggest is to apply on line.  Make sure to include all of your nephrologist information.  So far every one I know who has applied online has been accepted, if by some chance you are turned down then get a lawyer.  The period of time you have to still work remember you are covered by the Americans with Diasabily Act, your employer is required to,make reasonable accommodations for your disability.  In my case to be honest I did not go out solely due to dialysis.  Eighteen months prior to my disability filing I had a major rebuild of my right rotator cuff, I missed a month of work.  I had applied for short term disability under my employers plan.  Due to a paper work snafu it was not granted and I took ordinary sick days to cover my time out.  I worked 12 hour days three days one week and 4 days the next  MTW..SS...TF .  During the recovery period some moron in the companies hr decided I was out on unapproved leave and I owed the company one months pay.  Now vacation and absence actually covered my outage.  But the company began withholding my salary to recover the bogus disability they wrongly claimed I was paid.  Then starts a 18 month saga of me explaining they owe me 2 weeks pay since plus taxes and them making up constant bogus explanations why I owed the money.  During this period of time I started Dialysys and my boss changed my schedule, still 12 hour days bu now I worked  SDTDTDXXDTDTDS Ii worked every Tue, Thur and every other weekend.  Now during the next 2 years I was constantly battling hr over my missing pay they would schedule a new attempt to withhold 2 weeks pay and I would object and ask to have the first 2 weeks returned.  Again this would kick off a new 6 week struggle for hr to come up with a lie to cover the 2 week they already took and the next  2 weeks they claimed.  Now the work was fine and I probably would have worked until I was 66 except for the final hr meeting.  They finally ran out of bogus reasons and  told us the real reason.  The company had outsourced hr and they had no way to return the money the took and no way to stop the inevitable taking of my next 2 weeks of pay.  My only options were to eat the two weeks of additional pay or go to the state labor board.  I was getting tired of the corporate bulls..t and it suddenly hit me go out on disability so I applied for SS disability online and applied for corporate disability the same time.  To my shock I was  accepted  by SS  iwithin the month, and the SS acceptance greased the skids on the corporate disability so in a month I was completely covered to go out.  Now my job required a security clearance vetted by the FBI prior to employment it was a 6 month process to get hired  and most canadates could not wat 6 months  to be employed, it turned out it took 9 Months to replace me.  So while I never got my two weeks back I got 60% of my salary for 6 months, and a nice bonus check every month for over 4 years, and the company never got the next 2 weeks.  I included the details for 2 reasons I love the story and with a little planning the disability process is doable.  Good luck.

[Shaks24]

If you are talking about SSDI then being on dialysis meets a listing in the Blue Book of impairments and you will qualify for SSDI as long as you are not working and you have enough work credit history to qualify. When you meet a listing you should be approved on initial application as long as you are not working and you have the credits. There is a medicare form CMS 2728 that is filled out by your clinic and signed by your nephrologist that will serve as proof that you are in ESRD and on dialysis. When you are approved you will be paid based on how much you have paid in over the years you worked. The amount they pay will be at your full retirement amount. As someone mentioned above there is a 5 month waiting period to get paid then they pay one month in arrears so its actually a 6 month wait for the first check. Here is a link to the section of the Blue Book that covers CKD and ESRD. There are different ways to meet the listing but being on dialysis is the most straight forward way.

https://www.ssa.gov/disability/professionals/bluebook/6.00-Genitourinary-Adult.htm

[SunshineOfHope2]

Recently this discussion was held on the IHatrDailysis Facebook group and lots of people there were saying it takes years and required appeals.

Then the conversation devolved into how can you live on a $800-$1000 per month disability benefit. So make sure you figure out what your benefit would be on disability.

Do you mean people on dialysis or those who are going to be on dialysis? (those that had to fight it) Thanks.

I believe people who are on dialysis even have problems. It might depend on the area or office that the claim was filed at. If you use Facebook I’d recommend joining the group and seeing if you can find the discussion.

This is the tread I read. Deep in the comments some people state they were not approved and had to appeal.  It’s hard to see if their only reason for social security payments are dialysis
https://m.facebook.com/groups/46205402133?view=permalink&id=10155762316517134&anchor_composer=false&ref=content_filter

Thank you!

[SunshineOfHope2]

If you can still work get a disability insurance if your employer has it, if not get private disability insurance ( make sure private company accepts  SSA disability for dialysis), wait the period of time required to be eligible and you are covered for the first 6 months.  The other thing I firmly suggest is to apply on line.  Make sure to include all of your nephrologist information.  So far every one I know who has applied online has been accepted, if by some chance you are turned down then get a lawyer.  The period of time you have to still work remember you are covered by the Americans with Diasabily Act, your employer is required to,make reasonable accommodations for your disability.  In my case to be honest I did not go out solely due to dialysis.  Eighteen months prior to my disability filing I had a major rebuild of my right rotator cuff, I missed a month of work.  I had applied for short term disability under my employers plan.  Due to a paper work snafu it was not granted and I took ordinary sick days to cover my time out.  I worked 12 hour days three days one week and 4 days the next  MTW..SS...TF .  During the recovery period some moron in the companies hr decided I was out on unapproved leave and I owed the company one months pay.  Now vacation and absence actually covered my outage.  But the company began withholding my salary to recover the bogus disability they wrongly claimed I was paid.  Then starts a 18 month saga of me explaining they owe me 2 weeks pay since plus taxes and them making up constant bogus explanations why I owed the money.  During this period of time I started Dialysys and my boss changed my schedule, still 12 hour days bu now I worked  SDTDTDXXDTDTDS Ii worked every Tue, Thur and every other weekend.  Now during the next 2 years I was constantly battling hr over my missing pay they would schedule a new attempt to withhold 2 weeks pay and I would object and ask to have the first 2 weeks returned.  Again this would kick off a new 6 week struggle for hr to come up with a lie to cover the 2 week they already took and the next  2 weeks they claimed.  Now the work was fine and I probably would have worked until I was 66 except for the final hr meeting.  They finally ran out of bogus reasons and  told us the real reason.  The company had outsourced hr and they had no way to return the money the took and no way to stop the inevitable taking of my next 2 weeks of pay.  My only options were to eat the two weeks of additional pay or go to the state labor board.  I was getting tired of the corporate bulls..t and it suddenly hit me go out on disability so I applied for SS disability online and applied for corporate disability the same time.  To my shock I was  accepted  by SS  iwithin the month, and the SS acceptance greased the skids on the corporate disability so in a month I was completely covered to go out.  Now my job required a security clearance vetted by the FBI prior to employment it was a 6 month process to get hired  and most canadates could not wat 6 months  to be employed, it turned out it took 9 Months to replace me.  So while I never got my two weeks back I got 60% of my salary for 6 months, and a nice bonus check every month for over 4 years, and the company never got the next 2 weeks.  I included the details for 2 reasons I love the story and with a little planning the disability process is doable.  Good luck.

That was awful for you! I hope everything is going better for you.

[SunshineOfHope2]

If you are talking about SSDI then being on dialysis meets a listing in the Blue Book of impairments and you will qualify for SSDI as long as you are not working and you have enough work credit history to qualify. When you meet a listing you should be approved on initial application as long as you are not working and you have the credits. There is a medicare form CMS 2728 that is filled out by your clinic and signed by your nephrologist that will serve as proof that you are in ESRD and on dialysis. When you are approved you will be paid based on how much you have paid in over the years you worked. The amount they pay will be at your full retirement amount. As someone mentioned above there is a 5 month waiting period to get paid then they pay one month in arrears so its actually a 6 month wait for the first check. Here is a link to the section of the Blue Book that covers CKD and ESRD. There are different ways to meet the listing but being on dialysis is the most straight forward way.

https://www.ssa.gov/disability/professionals/bluebook/6.00-Genitourinary-Adult.htm

Thanks. I appreciate that.