I didn't "chuck it all" but I've certainly made some changes. (Well, I did chuck my husband while I was still on D, but that's another story...with one too many characters involved for a marriage between two people.
)
I've been lucky enough to get a transplant. I also got an inheritance from selling my Gram's house less than a year after the transplant. I used the inheritance to plan for future dialysis.
First was moving. With my Gram gone, I moved south to a much more urban area, and much closer to my remaining family. If I do get sick, I'm now 30 minutes from my family, instead of nearly 5 hours. Much easier for all of us.
Second was a paralegal certificate. I spent a chunk of money on tuition for a really good program that has given me a great education in a job that comes with benefits, and little physical effort. Hopefully, if I need to, I can continue to work if I end up back on D, even if it's only part time. This beats where I was living before by a long shot. It was a resort area, and office jobs were few and far between. Anything I could have gotten would have involved shifts on my feet, waiting on customers. Not so great with anemia. (Ask me how I know....)
Third and fourth, the rest of my inheritance was spent on a house and car. I paid cash for both, so I have no loan payments, no rent and no mortgage. The house needs a lot of work, but right now, I'm physically capable of doing most of it myself. If I end up back on D and unable to work, I will be able to live in my house with only taxes and utilities to pay. My disability payments will cover all my expenses that way.
I also carefully researched my neighborhoods while I was house shopping. I'm less than a block from the bus route, less than a mile from the closest dialysis center, and less than 3 miles from the major hospitals in the area. There are plenty of shopping areas on the bus route, all very close. If I can't afford the up-keep and insurance on my car, or if my eye problems return in the future, I won't have to be dependent on friends and family for transportation.
I am, of course, hoping I don't need to put any of these plans into action for years and years....but with the possibility of dialysis in my future, I think they were changes well worth the sacrifices I made - like a nicer house, a newer car, and all the other fun things I could have done with my inheritance, like traveling and clothes and a smart phone and and and....