This case doesn't have anything to do with being compliant. The transplant centers require an annual update to your evaluation to be sure you are a viable candidate for transplant. The chest X-ray and an EKG, gynecological check up, dental check up, social workers review, surgical notes, all the hoops you have to jump thru once a year have to be done - if not they can exclude you. That's why I would call the insurance company and ask them - because it sounds like a bogus excuse by the coordinator. She should have called you months ago to say you were "inactive" on the list - but they dropped the ball. Sounds like someone is trying to cover their ass.