I take a hell of a lot of pills for several conditions, most of which are really expensive and I could not have afforded them if I did not live in a country where the state pays for them. However my kidney related medication is not on that "too expensive" list. I take two medications, one is my phosphate binder, which is calcium carbonate, you can buy that from Amazon for pennies a tablet. So in reply to "was reading some topics about people unable to afford their binders. How does that happen?" I would say: Because they are buying the wrong binder. If you are in that situation, change binder, and buy it from Amazon, a week's worth will cost you less than a cup of coffee at a cheap coffee shop.