Travel Insurance Suggestions

[UkrainianTracksuit]

First off, I want to say bear with me.  I’m trying to explain myself here but I can’t find the proper words.

I’ve been invited to watch someone in a sporting event.  I would really like to go. 

Can anyone offer any suggestions for travel insurance for those originating in Canada and going to the USA?  Did you have very much hassle to get covered?

I’ve been trying to find a viable option.  If I find one that is pre-existing condition friendly, it is based towards older travelers.  I understand that pre-existing conditions must be considered stabled to be covered and I’ve read some horror stories in the newspaper concerning mix-ups with kidney issues.  The last time I travelled, I was a stable Stage 3 and I was covered where I visited.  However, this time, I will be post-fistula surgery and (currently) at 10 - 12 % function.

I look forward to any suggestions anyone may have.  Also, if you need to tell me to buzz with this idea, I'll accept that too.

[Riki]

I've never gotten travel insurance, but Ive been to the States many times.. for me, it hasn't been necessary, and it was just an added expense, when you had to pay for food, hotel, dialysis, taxis, etc.. i just never bothered with it

[UkrainianTracksuit]

Riki, you make a good point about it sometimes being unneccesary.  I'm such a worrywart I keep thinking something massive will happen and I'll be one of those horror stories.  Something massive or strange.  My hotel and such will be covered so I'm not too concerned with costs.  I can't wait until I'm a "snowbird" when I can get the 55 and over pre-existing condition deals!

[Riki]

From the things I've seen on tv, the insurance doesn't cover much anyway, so either way, you're stuck with massive medical bills, and the possibility of having to pay for an emergency flight home.  It just doesn't seem worth it for me.

They dialysis unit where you're going won't take you unless you're stable anyway, so if you normally have great runs, then there really isn't much to worry about.  If you're on PD, it's even better, because you do self care anyway