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Author Topic: Disability Insurance and my life  (Read 1984 times)
jeannea
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« on: March 15, 2012, 08:58:10 AM »
So my long term disability insurance said I wasn't disabled and stopped paying me. I got a lawyer and sued. On Tuesday he told me we won. Today he tells me the settlement won't be much (and not what I need) because the insurance company says I will die soon anyway. Nice to know my life isn't worth much.
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rsudock
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will of the healthy makes up the fate of the sick.
« Reply #1 on: March 16, 2012, 11:50:56 AM »
Are you getting Social Security Disability?  Sorry that they are being aholes! I have always said insurance companies are not going to be happy until we are all dead!!! Maybe the lawyer could consider not taking a cut of what you won?!?!

xo,
R
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Born with autosomal recessive polycystic kidney disease
1995 - AV Fistula placed
Dec 7, 1999 cadaver transplant saved me from childhood dialysis!
10 transplant years = spleenectomy, gall bladder removed, liver biopsy, bone marrow aspiration.
July 27, 2010 Started dialysis for the first time ever.
June 21, 2011 2nd kidney nonrelated living donor
September 2013 Liver Cancer tumor.
October 2013 Ablation of liver tumor.
Now scans every 3 months to watch for new tumors.
Now Status 7 on the wait list for a liver.
How about another decade of solid health?
Whamo
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« Reply #2 on: March 16, 2012, 01:03:32 PM »
It sounds like the lawyer took a bad deal just to earn an easy fee.
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jeannea
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« Reply #3 on: March 16, 2012, 03:08:12 PM »
He didn't take the deal yet. He's still trying. He just called to warn me why I was being lowballed.
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Chris
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« Reply #4 on: March 17, 2012, 01:57:01 AM »
Not going to live long? What a lame a :sir ken; excuse not to pay. That sounds like an instructor I had about my vision. He wanted a guarantee that my vision wouldn't change is like how can he guarantee his wouldn't change.
 
Then there's the people who have lived long on dialysis or who have had a transplant. Dialysis isn't a death sentence, although sometimes t sure did/does.
 
Insurance more interested in profits for the CEO's to take nice vacations and get big bonuses instead of doing the right thing that they are there fore.
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Diabetes -  age 7

Neuropathy in legs age 10

Eye impairments and blindness in one eye began in 95, major one during visit to the Indy 500 race of that year
   -glaucoma and surgery for that
     -cataract surgery twice on same eye (2000 - 2002). another one growing in good eye
     - vitrectomy in good eye post tx November 2003, totally blind for 4 months due to complications with meds and infection

Diagnosed with ESRD June 29, 1999
1st Dialysis - July 4, 1999
Last Dialysis - December 2, 2000

Kidney and Pancreas Transplant - December 3, 2000

Cataract Surgery on good eye - June 24, 2009
Knee Surgery 2010
2011/2012 in process of getting a guide dog
Guide Dog Training begins July 2, 2012 in NY
Guide Dog by end of July 2012
Next eye surgery late 2012 or 2013 if I feel like it
Home with Guide dog - July 27, 2012
Knee Surgery #2 - Oct 15, 2012
Eye Surgery - Nov 2012
Lifes Adventures -  Priceless

No two day's are the same, are they?
Whamo
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« Reply #5 on: March 17, 2012, 05:03:19 AM »
I'm glad your lawyer is still fighting for you.  Good for him. 
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