I Hate Dialysis Message Board
Welcome, Guest. Please login or register.
November 23, 2024, 08:31:23 AM

Login with username, password and session length
Search:     Advanced search
532606 Posts in 33561 Topics by 12678 Members
Latest Member: astrobridge
* Home Help Search Login Register
+  I Hate Dialysis Message Board
|-+  Off-Topic
| |-+  Off-Topic: Talk about anything you want.
| | |-+  Health Insurance
0 Members and 1 Guest are viewing this topic. « previous next »
Pages: 1 [2] Go Down Print
Author Topic: Health Insurance  (Read 5322 times)
willieandwinnie
Elite Member
*****
Offline Offline

Gender: Female
Posts: 3957


« Reply #25 on: March 18, 2008, 04:17:48 PM »

Your welcome Sluff. I have fought with more insurance companies then you can even imagine. Social Security took 2 years and a Maryland Senator to finally get it approved. Almost lost our home, sold a new vehicle for peanuts, insurance companies just PISS ME OFF. All of them can kiss my  :sir ken; (I've been wanting to use that one). If I can be of any more help Sluff, just let me know.  :cuddle;
« Last Edit: March 18, 2008, 04:26:38 PM by willieandwinnie » Logged

"I know there's nothing to it, but I want to know what it is there's nothing to"
Sluff
Member for Life
******
Offline Offline

Gender: Male
Posts: 43869


« Reply #26 on: April 02, 2008, 09:49:27 AM »

Well I guess I'm off the hook this time. My insurance will be reinstated May 1st. Thanks to everyone who sent me encouragement through their messages, PM's etc.

I figured after stirring up the concern I would explain what happened.

Several years ago I had some financial hardships, so to protect my wife and her assets (everything is in her name) we filed for a legal Separation. When she switched jobs they said I wouldn't be insured because we were legally separated. We decided (she decided) we would cancel the separation because i could not go with out insurance. It is a nice gesture on her part but I'm concerned for her assets. For now that is the short of it and I just cannot afford a $1000.00 per month for my own coverage. It takes the pressure off for now but I need to plan better in the future.( that's me always learning things the hard way)  :thumbup;
« Last Edit: April 02, 2008, 02:07:25 PM by Sluff » Logged
st789
Sr. Member
****
Offline Offline

Gender: Male
Posts: 834


« Reply #27 on: April 02, 2008, 10:03:25 AM »

Glad to hear things work.

Damn insurance.
Logged
Slywalker
Sr. Member
****
Offline Offline

Gender: Female
Posts: 748


« Reply #28 on: April 02, 2008, 10:12:37 AM »

Sluff - so glad that is cleared up at least for now.  That just happened to a friend of mine.  They also had to legally separate to qualify for some benefits.  On one hand the government says we love families and we love to have people stay together and then they make rules that makes it incredibly hard to qualify for benefits. 

Glad to hear the good news though.

Sandyb

 :bunny:  (Sluff - thanks for keeping the bunnies around)
Logged
rose1999
Elite Member
*****
Offline Offline

Gender: Female
Posts: 1893


« Reply #29 on: April 02, 2008, 10:35:27 AM »

Sluffbunny I'm even more pleased to hear this than I was when you kept the bunny for us  :bunny: and I'm well pleased about the bunny!
Logged
Sluff
Member for Life
******
Offline Offline

Gender: Male
Posts: 43869


« Reply #30 on: April 02, 2008, 02:06:44 PM »

How could I do away with the little guy?  :bunny:
Logged
paris
Member for Life
******
Offline Offline

Gender: Female
Posts: 8859


« Reply #31 on: April 02, 2008, 03:45:52 PM »

I am so glad to hear this.  It is insane what we have to do to stay alive.  Isn't it enough just to have the stupid disease without all the extra junk?    Glad it worked out :thumbup;
Logged



It's not what you gather, but what you scatter that tells what kind of life you have lived.
KT0930
Elite Member
*****
Offline Offline

Gender: Female
Posts: 1831


« Reply #32 on: April 02, 2008, 05:28:17 PM »

Glad to hear it's worked out for you.  :clap;
Logged

"Dialysis ain't for sissies" ~My wonderful husband
~~~~~~~
I received a 6 out of 6 antigen match transplant on January 9, 2008. Third transplant, first time on The List.
Sunny
Elite Member
*****
Offline Offline

Gender: Female
Posts: 1501


Sunny

« Reply #33 on: April 03, 2008, 02:19:59 PM »

Good news. I'm glad to hear some resolution was found.
Logged

Sunny, 49 year old female
 pre-dialysis with GoodPastures
willieandwinnie
Elite Member
*****
Offline Offline

Gender: Female
Posts: 3957


« Reply #34 on: April 03, 2008, 02:42:07 PM »

 :cuddle; Sluff, I'm happy everything is working out.
Logged

"I know there's nothing to it, but I want to know what it is there's nothing to"
Mimi
Elite Member
*****
Offline Offline

Gender: Female
Posts: 1033


For any who do not like me I use - prayer.

« Reply #35 on: April 03, 2008, 10:41:36 PM »

Congrats about the insurance.  It's a great life if you don't weaken.

Love, Mimi
Logged

Death is not extinguishing the light;
it is putting out the lamp because the dawn has come.
okarol
Administrator
Member for Life
*****
Offline Offline

Gender: Female
Posts: 100933


Photo is Jenna - after Disneyland - 1988

WWW
« Reply #36 on: April 03, 2008, 10:46:32 PM »

That wife of yours is no dummy! I am happy it all worked out!  :clap;
Logged


Admin for IHateDialysis 2008 - 2014, retired.
Jenna is our daughter, bad bladder damaged her kidneys.
Was on in-center hemodialysis 2003-2007.
7 yr transplant lost due to rejection.
She did PD Sept. 2013 - July 2017
Found a swap living donor using social media, friends, family.
New kidney in a paired donation swap July 26, 2017.
Her story ---> https://www.facebook.com/WantedKidneyDonor
Please watch her video: http://youtu.be/D9ZuVJ_s80Y
Living Donors Rock! http://www.livingdonorsonline.org -
News video: http://www.youtube.com/watch?v=J-7KvgQDWpU
Psim
Full Member
***
Offline Offline

Gender: Female
Posts: 380


« Reply #37 on: April 04, 2008, 10:27:50 AM »

Whew, I'm glad you have your insurance back. People's bad insurance stories here are so bloody scary.
Logged
annabanana
Sr. Member
****
Offline Offline

Gender: Female
Posts: 545


« Reply #38 on: April 04, 2008, 10:55:11 AM »

Sluff, to protect your wife's assets, can she put them in someone else's name? This is what I have done.  All of my assets are in my daughter's name.
Logged

caregiver to Randy:
HepC and stage 4 ckd
1 kidney removed (cancer)Aug07
MyssAnne
Elite Member
*****
Offline Offline

Gender: Female
Posts: 1776


« Reply #39 on: April 04, 2008, 11:35:59 AM »

Man, I had never thought of that. I'm sure glad your wife is as smart as she is, to have that figured out before everything went kaput!!!
Logged
Sluff
Member for Life
******
Offline Offline

Gender: Male
Posts: 43869


« Reply #40 on: April 04, 2008, 03:10:53 PM »

I called my neph today and will get samples of Lyrica and Lotrel for the month of April until my insurance gets reinstated May 1. I can afford the garbentin $13.50 and all the other meds I'm on I have enough to make it through so I feel snappy.
Logged
bolta72
Sr. Member
****
Offline Offline

Gender: Male
Posts: 832


my best friend

« Reply #41 on: April 04, 2008, 03:12:01 PM »

 :clap; :clap;
Logged

gotta do what I gotta do.. 2 yrs in ctr hemo
lola
Elite Member
*****
Offline Offline

Gender: Female
Posts: 2167


I can fly!!!

« Reply #42 on: April 04, 2008, 04:18:05 PM »

I'M so glad thinks worked out and your feeling "snappy" :grouphug;
Logged

MyssAnne
Elite Member
*****
Offline Offline

Gender: Female
Posts: 1776


« Reply #43 on: April 06, 2008, 02:37:48 PM »

YAY!!!!  I tell ya. Even with insurance I still pay over 250.00 a month. That's with copays. Ouch.
Logged
paddbear0000
Elite Member
*****
Offline Offline

Gender: Female
Posts: 2384


Dogs & IHDer's are always glad to see you!

WWW
« Reply #44 on: April 06, 2008, 07:34:42 PM »

 :bandance;
Logged

********************************************************
I HAVE DESIGNED CKD RELATED PRODUCTS FOR SALE TO BENEFIT THE NKF'S 2009 DAYTON KIDNEY WALK (I'M A TEAM CAPTAIN)! CHECK IT OUT @ www.cafepress.com/RetroDogDesigns!!

...or sponsor me at http://walk.kidney.org/goto/janetschnittger
********************************************************
Twitter.com/NKFKidneyWalker
www.facebook.com/profile.php?id=1659267443&ref=nf 
www.caringbridge.org/visit/janetschnittger

Diagnosed type 1 diabetic at age 6, CKD (stage 3) diagnosed at 28 after hospital error a year before, started dialysis February '09. Listed for kidney/pancreas transplant at Ohio State & Univ. of Cincinnati.
paris
Member for Life
******
Offline Offline

Gender: Female
Posts: 8859


« Reply #45 on: April 06, 2008, 07:38:51 PM »

Thank goodness for a neph who will give you samples!  I know this is a great weight off of you.  Glad the insurance issue has been worked out.
Logged



It's not what you gather, but what you scatter that tells what kind of life you have lived.
KT0930
Elite Member
*****
Offline Offline

Gender: Female
Posts: 1831


« Reply #46 on: April 06, 2008, 08:14:01 PM »

Glad to hear things are looking up, Sluff!
Logged

"Dialysis ain't for sissies" ~My wonderful husband
~~~~~~~
I received a 6 out of 6 antigen match transplant on January 9, 2008. Third transplant, first time on The List.
Sluff
Member for Life
******
Offline Offline

Gender: Male
Posts: 43869


« Reply #47 on: April 06, 2008, 08:24:21 PM »

YAY!!!!  I tell ya. Even with insurance I still pay over 250.00 a month. That's with copays. Ouch.


I'm in the same boat MyssAnne.
Logged
monrein
Member for Life
******
Offline Offline

Gender: Female
Posts: 8323


Might as well smile

« Reply #48 on: April 09, 2008, 01:47:10 PM »

I'm a dual (American/Canadian) citizen now but when my family moved to Florida back in 1970 the insurance companies told my parents that I was a bad risk because I am an epileptic and they wanted to exempt me from family coverage and have them pay a very high premium for me.  Geez I hadn't run into my kidney problems yet as I was only 17.  I feel very grateful for the Canadian system although of course nothing is perfect.  I feel very very sad and hugely pissed that the US is so whacked about the medical coverage issue and that people like us and many many others have to add extreme financial worry to the already long list of stresses we face.  Man I've got to figure out how to work these icon thingies because there are a bunch of them I could use right here!!!!
Hope things work out Sluff
Logged

Pyelonephritis (began at 8 mos old)
Home haemo 1980-1985 (self-cannulated with 15 gauge sharps)
Cadaveric transplant 1985
New upper-arm fistula April 2008
Uldall-Cook catheter inserted May 2008
Haemo-dialysis, self care unit June 2008
(2 1/2 hours X 5 weekly)
Self-cannulated, 15 gauge blunts, buttonholes.
Living donor transplant (sister-in law Kathy) Feb. 2009
First failed kidney transplant removed Apr.  2009
Second trx doing great so far...all lab values in normal ranges
Pages: 1 [2] Go Up Print 
« previous next »
 

Powered by MySQL Powered by PHP SMF 2.0.17 | SMF © 2019, Simple Machines | Terms and Policies Valid XHTML 1.0! Valid CSS!