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Author Topic: Buying a House  (Read 2279 times)
chuckdims
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« on: December 19, 2014, 09:15:19 AM »
Has anyone bought a house while on SSDI?  I know the lenders cannot discriminate against me, officially anyway, but I feel like they'll find another reason to anyway.
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1986 - Born w/ Deformed Ureters
1989 - Bilateral Reimplantation of Ureters (Emory University -- Atlanta, GA USA)
2004 - Reduced Kidney Function Noted on Bloodwork, Kidney Biopsy Performed, Diagnosed w/ Stage III FSGS
2012 - AV Fistula Placed (University of Kansas -- Kansas City, KS USA)
2013 - Started In-Center Hemodialysis (September)
2014 - Started Home Hemodialysis on NxStage (July)
chuckdims
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« Reply #1 on: February 25, 2015, 08:49:20 AM »
So, just in case anybody sees this in the future and is wondering, I got approved for a FHA loan on SSDI with 3.5% down.  I had to provide my award letter and a letter from the doctor certifying that my disability is permanent and indefinite.

It is against the law for them to ask what my disability is and so I didn't tell them.  I didn't want them to think, "Oh, he might get a transplant and be all better!"  It gets on my nerves to no end when ignorant people act as if a transplant is a cure what ails us.

Anyway -- so, yes -- it is possible to get a home loan on SSDI!
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1986 - Born w/ Deformed Ureters
1989 - Bilateral Reimplantation of Ureters (Emory University -- Atlanta, GA USA)
2004 - Reduced Kidney Function Noted on Bloodwork, Kidney Biopsy Performed, Diagnosed w/ Stage III FSGS
2012 - AV Fistula Placed (University of Kansas -- Kansas City, KS USA)
2013 - Started In-Center Hemodialysis (September)
2014 - Started Home Hemodialysis on NxStage (July)
kristina
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« Reply #2 on: February 25, 2015, 10:43:46 AM »
Thanks for the useful information and I wish you good luck with your new residence !
Best wishes from Kristina
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Bach was no pioneer; his style was not influenced by any past or contemporary century.
  He was completion and fulfillment in itself, like a meteor which follows its own path.
                                        -   Robert Schumann  -

                                          ...  Oportet Vivere ...
Jean
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« Reply #3 on: February 25, 2015, 04:51:58 PM »
Happy Housewarming and I am happy for you and your success in buying a home.
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One day at a time, thats all I can do.
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