I sure wish that stupid student loan was able to be wiped out with the bankruptcy! Man, I'm going back to school, partly to save money because of that damn thing! It costs less to go to school per month than the monthly payment of $300 I would be paying otherwise! By the time i get out of school again, I'm terrified of what the monthly payment will be like. I'm stuck paying for that loan for the next 20 years and my first degree got me nowhere!