for many years I never wanted to find out whether any of my kids have PKD. I found out when I was 14, which meant I could never get life or health insurance. I have $30,000 life insurance through Ed's work that is the only amount we could get without those questions (I was lucky to get it). I also have health insurance through his work.
Insurance companies think of us as walking death traps, or sink holes. I didn't want to keep my kids from getting insurance. There hasn't been anything to stop/slow the progression of PKD (other than BP control, which we do check the kids) so I figured what is the point. RIGHT
Today at Ed's nephrologist appointment at the dialysis center I asked, " Can you diagnose my kids without it ending up on their chart?"
He responded " the short response is no....." "I have a ultrasound wand in my office that I trained on in 1995, we could try it out on the kids" pause "LCCC has a ultrasound program that is always looking for test subjects, no dr ever looks at the ultrasounds" the conversation ended with him saying, "Bring one of the kids to your next appointment we will decide what to do then."
I decided that it's probably better for the kids, Ed and I to know so they can make plans for their future. But better if insurance doesn't know.