George, you don't have to completely stop working. Social Security lets you earn a certain amount before they start taking dollar for dollar what you earn. I believe the amount is 800.00 a month. You should apply for SSD as soon as you are diagnosed with ESRD. As far as how long it takes, that really varies. Some folks are lucky and get it in 3 months. It took us almost 2 years and then had to get our Senator involved. I don't know about the unemployment part, that's a good question and maybe someone else will chime in. Don't delay in filing is what I think is most important. Hope this helps.