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Author Topic: Travel Insurance Suggestions  (Read 1926 times)
UkrainianTracksuit
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« on: August 23, 2013, 08:18:49 PM »

First off, I want to say bear with me.  Iím trying to explain myself here but I canít find the proper words.

Iíve been invited to watch someone in a sporting event.  I would really like to go. 

Can anyone offer any suggestions for travel insurance for those originating in Canada and going to the USA?  Did you have very much hassle to get covered?

Iíve been trying to find a viable option.  If I find one that is pre-existing condition friendly, it is based towards older travelers.  I understand that pre-existing conditions must be considered stabled to be covered and Iíve read some horror stories in the newspaper concerning mix-ups with kidney issues.  The last time I travelled, I was a stable Stage 3 and I was covered where I visited.  However, this time, I will be post-fistula surgery and (currently) at 10 - 12 % function.

I look forward to any suggestions anyone may have.  Also, if you need to tell me to buzz with this idea, I'll accept that too.
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Riki
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« Reply #1 on: August 23, 2013, 09:02:06 PM »

I've never gotten travel insurance, but Ive been to the States many times.. for me, it hasn't been necessary, and it was just an added expense, when you had to pay for food, hotel, dialysis, taxis, etc.. i just never bothered with it
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Dialysis - Feb 1991-Oct 1992
transplant - Oct 1, 1992- Apr 2001
dialysis - April 2001-May 2001
transplant - May 22, 2001- May 2004
dialysis - May 2004-present
PD - May 2004-Dec 2008
HD - Dec 2008-present
UkrainianTracksuit
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« Reply #2 on: August 23, 2013, 09:43:17 PM »

Riki, you make a good point about it sometimes being unneccesary.  I'm such a worrywart I keep thinking something massive will happen and I'll be one of those horror stories.  Something massive or strange.  My hotel and such will be covered so I'm not too concerned with costs.  I can't wait until I'm a "snowbird" when I can get the 55 and over pre-existing condition deals!
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Riki
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« Reply #3 on: August 24, 2013, 07:44:26 PM »

From the things I've seen on tv, the insurance doesn't cover much anyway, so either way, you're stuck with massive medical bills, and the possibility of having to pay for an emergency flight home.  It just doesn't seem worth it for me.

They dialysis unit where you're going won't take you unless you're stable anyway, so if you normally have great runs, then there really isn't much to worry about.  If you're on PD, it's even better, because you do self care anyway
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Dialysis - Feb 1991-Oct 1992
transplant - Oct 1, 1992- Apr 2001
dialysis - April 2001-May 2001
transplant - May 22, 2001- May 2004
dialysis - May 2004-present
PD - May 2004-Dec 2008
HD - Dec 2008-present
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