I Hate Dialysis Message Board

Off-Topic => Off-Topic: Talk about anything you want. => Topic started by: chuckdims on December 19, 2014, 09:15:19 AM

Title: Buying a House
Post by: chuckdims on December 19, 2014, 09:15:19 AM

Has anyone bought a house while on SSDI?  I know the lenders cannot discriminate against me, officially anyway, but I feel like they'll find another reason to anyway.

Title: Re: Buying a House
Post by: chuckdims on February 25, 2015, 08:49:20 AM

So, just in case anybody sees this in the future and is wondering, I got approved for a FHA loan on SSDI with 3.5% down.  I had to provide my award letter and a letter from the doctor certifying that my disability is permanent and indefinite.

It is against the law for them to ask what my disability is and so I didn't tell them.  I didn't want them to think, "Oh, he might get a transplant and be all better!"  It gets on my nerves to no end when ignorant people act as if a transplant is a cure what ails us.

Anyway -- so, yes -- it is possible to get a home loan on SSDI!

Title: Re: Buying a House
Post by: kristina on February 25, 2015, 10:43:46 AM

Thanks for the useful information and I wish you good luck with your new residence !
Best wishes from Kristina

Title: Re: Buying a House
Post by: Jean on February 25, 2015, 04:51:58 PM

Happy Housewarming and I am happy for you and your success in buying a home.