I Hate Dialysis Message Board
Dialysis Discussion => Dialysis: Transplant Discussion => Topic started by: stellatransplant on November 02, 2011, 05:57:51 PM
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hi, all;
we have medicare A and B as primary now. but our insurance from work indicates that this health plan does not coordinate its prescription drug benefits with medicare B." Does this mean that we can use either medicare B alone or work insurance alone to buy antirejection medicine , but we can not use both( medicare and work insurance )? contacted with insurance several times, different people gave different answers.
Thank you for any input.
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Iran into the same problem and I went with my work insurance for scripts because the coverage was better than part B. Basically I pay for part B (that covers anti rejection drugs) but I get zero benefit on the scripts. :thumbdown;
My work insurance is primary and medicare is secondary.
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medicare is our primary now. so it is kind of different from your situation. anybody has the similar situation? Thanks
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Carl's Medicare is his primary and his other insurance is his secondary (since the transplant). So Medicare picks up 80% and his other insurance picks up the other 20%. Before the transplant it was the other way around.
We live in TN which is a state where you can actually buy a part D supplement before the age of 65, so Carl did that (effective Nov. 1). His Part D is through Humana. He also changed his secondary to Mutual of Omaha.
We haven't had time to see how this new arrangement will work, but our agent worked through every angle to make sure it would save us considerable money.
Aleta