I Hate Dialysis Message Board

Dialysis Discussion => Dialysis: Working while on Dialysis => Topic started by: waitlisted on October 19, 2006, 03:26:27 PM

Title: Group Health Insurance Enrollment
Post by: waitlisted on October 19, 2006, 03:26:27 PM
I don't know if this has been asked somewhere earlier, but here it goes:

My employer is changing the group health insurance providers and my current company and plan will not be available anymore and I need to make a new selection. Does anyone have a checklist of issues I should check when comparing the plans? Coverage needed for kidney patient?  ???






EDITED:Moved to work topics-kitkatz,moderator
Title: Re: Group Health Insurance Enrollment
Post by: Fox_nc on October 19, 2006, 03:29:33 PM
I don't have an exact list, but I would ask information on dialysis and transplant services.  The last time I had to switch mine, I had a choice of 3 plans and the transplant services were different for all 3 plans, so that's what I based my choice on.  Now I'm glad I did!
Title: Re: Group Health Insurance Enrollment
Post by: Epoman on October 19, 2006, 03:45:55 PM
I don't know if this has been asked somewhere earlier, but here it goes:

My employer is changing the group health insurance providers and my current company and plan will not be available anymore and I need to make a new selection. Does anyone have a checklist of issues I should check when comparing the plans? Coverage needed for kidney patient?  ???

Co pays, Co pays, and Co pays.

Are there ER co-pays and how much?
Are there co-pays and how much?
How good is the Prescription coverage?
Is there Transplant coverage and if so what does it cover?
Does their drug formulary cover the drugs you currently take?
What is the co-pay if any for Durable Medical Equipment (wheelchairs, walkers, etc, etc)?

That's just off the top of my head.